Hurricane Damage Insurance Claim Denied Lawyer Assistance.



The most important thing is that you don’t agree to anything or sign any documents before talking to your insurance claims attorneys.

Any responsible homeowner in Florida knows they need hurricane and windstorm insurance in that state. Many also purchase wind and hail insurance, just to make sure they’re protected against the severe storms that often make Florida’s sun shine better. Despite all this, many people are dismayed to learn that their claims are being denied, delayed, or minimized to the point that the money they receive doesn’t even cover the damages.

At this point, you have two options: you pay for the repairs out of your own pocket or fight for your rights with the help of experienced people. Florida Insurance Claims Lawyers.

Theoretically, your rights are fully protected by the regulations established by the Florida Legislature and the Department of Financial Accountability. The problem is that the average citizen has no idea of ​​their rights and the insurance companies know it. When you file a complaint, they can tell you almost anything and you will have to accept it at face value. If they tell you that you don’t deserve money, what can you do? Alone, you really can’t do anything. However, if you come into contact with a insurance claims attorney in pensacola or any other city in Florida, they’ll tell you exactly what to do.

Photo by Sora Shimazaki from Pexels

Why trust a lawyer? You should, because insurance claims lawyers won’t take your case unless they know they can win it. They won’t ask you to pay anything upfront as they work on a contingent fee. If they don’t win the case, you don’t owe them anything, so they’re highly motivated to build a solid case.

The most important thing is that you don’t agree to anything or sign any papers before talking to your insurance claims lawyers. Once you settle for a small amount, it will be very difficult to go back and ask for more money. You can, and indeed you should, if they unfairly minimize your claim. The law allows you to reopen a claim, but you will need to provide additional evidence. The statute of limitations for the additional claim of losses is 3 years from the date of the hurricane or storm that damaged your property.

Likewise, if your claim was denied, you have five years from the date of loss to sue the insurance company for breach of contract. For example, if your home or commercial building was damaged in 2018 during Hurricane Michael and the insurance company denied your claim, you have until 2023 to file a lawsuit for breach of security. contract.

Your lawyers will want to see the contractors estimate of the value of repairs to your property and photos of your home before and after the insured event can also be used to prove the validity of your claim.

When an insurance company acts in bad faith, you can take them to court. If the case goes to court, you could also receive court costs, so you can pay your lawyers and keep the damages for yourself.

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