The traditional weight of Virginia hurricane season is coming
Posted 6:55 p.m. on Tuesday, August 30, 2022
There’s still time to get flood insurance
In a season marked by flooding across the Commonwealth, the country and the world, Virginians can protect themselves from catastrophic flood losses from future storms.
September through mid-October is historically Virginia’s most active hurricane time, and Atlantic hurricane season continues through Nov. 30, according to a news release from the Virginia Department of Conservation and Recreation. Conditions are still in place for an above-average hurricane season, according to the annual midseason update from the National Oceanic and Atmospheric Administration Climate Prediction Center, a division of the National Weather Service.
Floods, not winds, are the costliest consequence of hurricanes. Flood insurance is the best way for residents to protect their possessions and the lives they’ve worked hard to build. There’s still time to get that coverage during this hurricane season.
Here’s what Virginians need to know about flood insurance:
- An inch of water in an average home can cause over $25,000 in damage.
- Standard landlord and tenant policies do not cover flood damage.
- Renters can obtain a contents-only flood insurance policy to protect their property.
- A new flood insurance policy can take up to 30 days to take effect.
“The Virginia Department of Conservation and Recreation urges everyone to understand their flood risk and take action now to protect their property from flood damage. Wherever it can rain, there can be flooding, so it’s important for Virginians to have flood insurance,” said Wendy Howard-Cooper, director of DCR’s Dam Safety and Floodplain Management Programs. .
“Unfortunately, many homeowners and renters do not have flood insurance, which puts them at increased risk as we experience more frequent, more severe and more extensive flooding. As hurricane season approaches its peak, now is the time to take the necessary steps to ensure you are covered in the event of a flood. Know your risk, protect your property and purchase flood insurance now.
DCR’s Dam Safety and Floodplain Management Division works closely with communities across the state to strengthen local floodplain ordinances and help them comply with National Floodplain Program requirements. flood insurance. DCR also provides financial assistance to localities to help mitigate the effects of flooding.
Learn more about buying flood insurance at floodsmart.gov or contact an insurance agent.
For more information, go to www.dcr.virginia.gov/floodawareness.